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Merrill lynch mortgage service center Whether you have declared bankruptcy in the past or you just accumulated too much debt over the years and failed to pay it back in a timely manner, the chances are very high that your credit score is going to be badly damaged and you will be trying to refinance with bad credit. This poor credit will obviously prevent you from taking advantage of many forms of credit until you can do something about fixing your history. Merrill lynch mortgage service center Here are ten things you should know before getting a refinance or home equity loan. Refinance loans and home equity loans both give you an opportunity to get cash when you close on the loan. Merrill lynch mortgage service center Do you like your current lender but you don't like the loan that you have? Would you like to try to get a better interest rate or simply change the type of loan that you have?
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